Auto Insurance

AUTO INSURANCE

Are you:
getting the personal service you deserve?
satisfied with your agent?
sure you are adequately covered?
We can offer you a wide variety of coverage options!

All the services you need,
all in one place.

We offer a wide range of services to meet every type of need.
We can help you plan an Auto Insurance program that fits your needs and meets your goals.

At Central Agency Insurance, we’ll personally review your coverage and help you get the coverage you need for your personal situation!




Get a Quote for Auto Insurance
Auto Insurance Valparaiso, Indiana Auto Insurance Portage, Indiana
Auto Policy Definitions

Bodily Injury (BI) and Property Damage (PD)
Covers your liability for injuries you cause to other people and property damage for which you are at fault. This coverage usually is expressed in a “split number” such as 100/300/100.

The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.

The second number is the total limit your policy will pay for bodily injury to two or more people per accident.

The third number is the limit that your policy will pay for property damage per accident.

Many people are underinsured today because of the rising costs of vehicles (making it easy to exceed your Property Damage limits) and the high personal injury awards in lawsuits. Please consult us to make sure you have adequate converge- we’ll be happy to help you!

Uninsured & Underinsured Motorist
Covers you when you are injured by someone who is not insured or has inadequate limits of coverage. This is often an overlooked coverage, and we would be happy to help you understand this better!

Collision
This covers the cost of replacing or repairing your vehicle in the event of an accident in which you were at fault. The premium varies depending upon your deductible limits. We would be happy to help you decide which deductible is right for you!

Comprehensive
This covers repairing or replacing your vehicle in non-accident situations, such as theft and vandalism. Hail and other “acts of God” are covered, as defined by your policy. This also has a deductible, so please consult with us about which deductible meets your needs.New Paragraph

Auto Insurance Quote

50/100/50
100/300/100
Combined Single Limit 1 Million
No Comprehensive Coverage
$500 Deductible
$1,000 Deductible
$2500 Deductible
No Collision Coverage
$500 Deductible
$1,000 Deductible
$2,500 Deductible
No Comp Coverage
$500 Deductible
$1,000 Deductible
$2500 Deductible
No Collision Coverage
$500 Deductible
$1,000 Deductible
$2,500 Deductible
Yes
No
Yes
No
Yes
No
Single
Married
Excellent - No Tickets or Accident in the last 5 years
Good - 1 Ticket, No Accidents in the last 5 years
Fair - No more than 1 Ticket and 1 Accident in the last 5 years
Other - Please describe in the comments section at the end of this form
Single
Married
Excellent - No TIckets or Accidents in the last 5 years
Good - 1 Ticket, No Accidents in the last 5 Years
Fair - No more than 1 Ticket and 1 Accident in the last 5 years
Other - Please address in the comments section at the end of this form
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